Consumer Alert: Don’t Let Debt Collection Robocalls Scare You

January 18, 2020 | Uncategorized | By Personal Injury Legal Directory | 0 Comments

Personal Injury Lawyer

Despite the feeling consumers may get when receiving their very first debt collection robocall, threats from such agencies are often empty and untruthful. Debt collectors may give off an audacious confidence, hoping the consumer will be tricked into making an overdue payment. However, debt collectors are held to certain standards similar to telemarketers and are not permitted to make harassing robocalls. Similar to as if you got a call from a spammer, you may be able to simply opt-out of receiving these in the future. A debt collector may be violating your rights if they continue to send these robocalls that are unprofessional and hostile. 

How can I stop getting robocalls from my debt collector?

A consumer who receives dozens of calls per day from an automated or pre-recorded voice message may eventually become so annoyed that they want to take action to make them stop. You can first start by making an official written request to the debt collector stating that you want the robocalls to discontinue. If after getting the letter the agency does not cease, it may be in your best interest to obtain a debt collection lawyer, like a debt collection lawyer in Tampa, FL, right away.

What if I am afraid I will get arrested, like the robocall said?

Keep in mind that debt collectors may use some very shady and inconsiderate methods to get payments out of you. An agency may claim that you will be arrested by the local police if you do not send in a payment. These are likely just empty threats, though, that have no foundation whatsoever. A debt collector may play off your emotions if that means you will give them your money. 

Isn’t making threats that I will be arrested illegal?

Absolutely. In general, a debt collector who claims the person will be arrested if payment is not sent may be breaking both state and federal laws, in addition to violating the rights of the consumer. That is why it is recommended that a consumer seeks legal assistance, as the agency should be held responsible for their unlawful behavior. 

Am I able to get compensation if I file a lawsuit, or will the robocalls just stop?

Depending on what you have endured, you may be able to receive a financial award for every time the agency has illegally sent a robocall. An attorney can consult with you about your situation to see if there is anything else you can do before suing the debt collector. In most cases, the consumer simply just wants these calls to halt. It can help ease the annoyance of receiving these calls to know that financial compensation is a possibility.

What can I do to prepare for a lawsuit against the debt collector?

After deciding you want to sue the debt collector, you may want to schedule a consultation with an attorney promptly. An attorney can provide guidance, advice, and insight throughout your lawsuit. When getting prepared for the lawsuit, collect as much evidence as you can about the robocalls, such as your cell phone incoming call log and any voicemails that were left. 

Thanks to the Law Office of Michael A. Ziegler, PL for their insight into how to handle robocalls from debt collectors.